Introduction

Capital.com is an award-winning global CFD (Contracts for Difference) broker, providing an intuitive and powerful online trading platform for retail investors. Established in 2016, it has quickly gained recognition for its advanced technology, extensive range of tradable assets, and commitment to educating its users. The platform caters to both beginner and experienced traders, offering access to thousands of financial markets including Forex, commodities, indices, stocks, and cryptocurrencies, all via CFDs. With a strong focus on user experience and innovative AI-powered tools, Capital.com aims to empower traders to make more informed decisions.

Key Features

• Extensive Asset Range: Trade over 6,100 CFDs across various asset classes, including 138 currency pairs, major indices, commodities like gold and oil, shares from global exchanges, and popular cryptocurrencies.
• AI-Powered Trading Tools: Capital.com utilizes artificial intelligence through its “AI bias detection system” to analyze trading behavior and help users identify and overcome cognitive biases, promoting smarter trading decisions. Its educational app, Investmate, also leverages AI for personalized learning paths.
• User-Friendly Platforms: Offers a highly intuitive web platform and mobile app (iOS and Android), alongside integration with MetaTrader 4 (MT4), providing flexibility and a choice of trading environments.
• Educational Resources: Features an extensive Capital.com Academy with comprehensive courses, guides, webinars, and daily market analysis, catering to all levels of trading knowledge.
• Competitive Spreads & Low Commissions: Known for offering tight spreads on major currency pairs and largely commission-free trading on most CFD instruments, making it a cost-effective choice.
• Negative Balance Protection: As per regulatory requirements in many jurisdictions, retail clients benefit from negative balance protection, ensuring they cannot lose more than their deposited capital.
• Advanced Risk Management Tools: Provides essential tools like stop-loss, take-profit, and guaranteed stop-loss orders (often for a premium) to help traders manage their risk exposure effectively.
• Free Demo Account: Offers an unlimited demo account with virtual funds, allowing users to practice trading strategies and familiarize themselves with the platform in a risk-free environment.

Pros

• Excellent, intuitive user interface and mobile trading experience.
• Extensive educational materials suitable for all levels of traders.
• Innovative AI-driven trading insights and tools.
• Competitive spreads and a transparent fee structure.
• Wide range of tradable instruments (over 6,100 CFDs).
• Multiple trading platforms including proprietary web/mobile and MT4.
• Strong regulatory oversight from top-tier authorities (FCA, CySEC, ASIC, FSA).
• Negative balance protection for retail clients.
• No deposit or withdrawal fees.

Cons

• Only offers CFD trading; direct ownership of underlying assets is not possible.
• Not available in all countries, most notably the United States.
• No social trading or copy trading features.
• Customer support is not 24/7 across all channels in some regions.
• Overnight financing fees (swaps) apply for positions held overnight, which is standard for CFDs but can accumulate.

Pricing

• Spreads: Capital.com operates primarily on a spread-based model, meaning its profit is built into the bid-ask spread. Spreads are competitive, with major FX pairs often starting from as low as 0.6 pips.
• Commissions: The platform is largely commission-free for most CFD instruments, with all trading costs incorporated into the spread.
• Overnight Fees (Swaps): If you hold a position open overnight, a financing charge (swap fee) will apply. These fees vary depending on the instrument and the direction of the trade (long or short).
• Deposit/Withdrawal Fees: Capital.com does not charge any fees for deposits or withdrawals. However, your bank or payment provider might impose their own charges.
• Minimum Deposit: The minimum deposit is relatively low, typically $20 (or equivalent) for card payments and $250 (or equivalent) for bank wire transfers.
• Inactivity Fees: Capital.com does not charge inactivity fees, which is a significant advantage over many competitors.